In Florida, the general rule is the dog owner is strictly responsible for dog bite or injury. In most cases, the dog owner will be held responsible just by virtue of the fact that is the dog owner, however there are exceptions to this rule.
Most of the time, a homeowners insurance policy will cover the damage to you or you family members if you are bitten by a dog. However, many different factors can change the way that a dog bite case is presented to the insurance company. Sometimes, the owner of the dog rents the property from a homeowner and the homeowner maintains the homeowners insurance and does not require the tenant to obtain renters insurance. These and other types of situations significantly complicates who is responsible for paying for your damages.
While not as debilitating as spinal or brain injuries, the injuries from a dog bite are very visible and last a lifetime. Broken bones, deep lacerations, scarring, and infection are just some of the injuries that a dog bite victim may experience. As you may expect, there is often significant scaring left behind when a vicious attack rips chunks of flesh from a persons body. The gashes are sown up, however, the scar left behind is permanent.
If you have suffered a dog bite accident, you may be able to recover the cost of your medical bills and compensation for pain and suffering. For your best chance of a successful outcome, don't try to handle these claims on your own! Dog bite claims in Florida can be complex, and your case is much too important to leave to chance
Please don't hesitate to contact us if you have been the victim of a dog bite. Many insurance companies will not treat you fairly if you are a victim of a dog bite, even though the owner is strictly liable for your injuries. The only way to protect yourself and your rights is to consult an attorney who is experienced in these matters and one who has a track record of fighting for consumers in these types of claims.