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SOCIAL SECURITY DISABILITY INSURANCE and/or SSI REQUIREMENTS

SOCIAL SECURITY DISABILITY INSURANCE and/or SSI REQUIREMENTS

Social Security Disability Insurance (T2)

Social Security Disability Insurance (SSDI) is for disabled people who are “insured,” which means that they have worked and paid Social Security taxes. In order to qualify for SS Disability, you must meet the following criteria:


  • You must have a medically determinable physical or mental impairment that results in marked and severe functional limitations. It must have lasted (or be expected to last) for a continuous period of 12 months or expected to result in death;
  • You must have earned 40 work credits, 20 of which must have been earned in the last five years. However, younger workers can qualify with fewer credits. (Ref. https://www.ssa.gov/planners/credits.html)
  • You must be treating with doctor(s) on a regular basis for the condition that you allege inhibits you from working. You will need to have medical evidence to prove that your condition inhibits you from working and
    earning SGA. (Ref. https://www.ssa.gov/OACT/COLA/sga.html)

Supplemental Security Income - SSI (Title 16) - ADULT

Supplemental Security Income - SSI (Title 16) - ADULT

Supplemental Security Income (SSI) offers benefits to adults on disability and financial need. There is not any employment or work credit requirements. (Ref. https://www.ssa.gov/ssi/text-eligibility-ussi.htm). SSI benefits are paid to disabled people who meet the following criteria:


  • You are age 18 or older;
  • You have a medically determinable physical or mental impairment that results in marked and severe functional limitations or can be expected to result in death or has lasted (or can be expected to last) for a continuous period of 12 months;
  • You are incapable of engaging in substantial gainful activity (earnings of $1,220/month or more);
  • You have limited income

Supplemental Security Income - SSI (Title 16) - CHILDREN

Supplemental Security Income - SSI (Title 16) - CHILDREN

Children with disabilities who medically qualify as disabled through the Social Security Administration may qualify to receive a monthly Supplemental Security Income, or SSI, disability payment. (Ref. https://www.ssa.gov/ssi/text-child-ussi.htm) Children cannot qualify for Social Security Disability Insurance benefits (SSDI, or SSD). This benefit is only available to the disabled that have worked a certain length of time in jobs and paid Social Security taxes.

If you are under age 18, you may be considered “disabled” if you have a medically determinable physical or mental impairment, (including an emotional or learning problem) that:


  • Results in marked and severe functional limitations;
  • Can be expected to result in death;
  • Has lasted or can be expected to last for a continuous period of at least 12 months.